About Kramer Agency
Our Policy is Serving You
At the Kramer Agency we believe that a strong community is the foundation for a happy and prosperous life. That’s why we’re proud to have served our community for over 50 years. Our goal is provide peace of mind in the present and security in the future when you need it most.
Your partner for life.
Let's Have a Conversation
You’re in control. We know insurance lingo is confusing and policies are intimidating. We understand if you feel powerless.
We empower you to make sound insurance decisions by listening and asking lots of good questions.
Tell us what matters to you and let us help you protect it.
Meet Our Team
Pat Thomas, President
Pat is a Graduate of Mayville State University and has lived in Bismarck, ND since 1989. Pat has been licensed in the insurance industry since 1993 and originally joined Kramer Agency in 2005. Pat has a background in commercial insurance, personal insurance, bonds, life and group insurance products. Pat currently serves on the Board of the PIA of ND.
Pat enjoys relaxing by the pool with his family and golfing any chance he gets. Pat and his wife Candace have four children.
Michael Thomas is a native of Hazen, North Dakota and is a graduate of Bismarck State College. Before beginning his insurance career, he specialized in automobile sales in the Bismarck-Mandan area. Prior to joining the Kramer Agency in 2008, he was with State Farm Insurance. His community involvement also includes be active with The Chamber Ambassador Team, graduated from Bismarck-Mandan Leadership Program 2013, Young Professionals member, and past President of the BSC Alumni Association. He specializes in working with businesses to assist them in creating an insurance program that fits their needs.
Michael and his wife, Brooke, enjoy outdoor activities such as pheasant hunting with their dog Vaya, fishing, sporting clays, golfing, and curling in the winter months.
Justin grew in Devils Lake, North Dakota where he graduated high school. He then went to college at Lake Region State College as well as North Dakota State University. Justin has been a licensed agent since 2010. He specializes in working with locally owned businesses and families. Using a comprehensive approach, he aims to protect your hard-earned money, assets, and future income through uncovering exposures you didn’t know you had. Justin’s community involvement includes the Young Professionals Network.
Justin and his wife, Kelly, enjoy spending time playing with their nieces and nephews, playing recreational sports outdoors, and cooking up new recipes in the kitchen.
Angela grew up in Mandan, ND, graduating from Mandan High in 2005. Go Braves! Angela went on to college at Bismarck State College/Rasmussen focusing on Business Management/Accounting. She started with the Kramer Agency in 2014 and became licensed shortly thereafter.
She currently resides in Bismarck, ND with her husband Brendon and their 3 little girls: Meredith, Caroline and Evelyn. In their spare time they enjoy camping, outdoor adventures, spending time with family and friends and traveling.
Brandi grew up in Grand Forks, North Dakota but currently resides in Detroit Lakes, so naturally she is a hockey fan. Brandi is a remote worker with Kramer Agency and has been in the insurance industry for 16 years.
Brandi is married with two kids that play hockey, which keeps her family busy. When Brandi is not watching hockey, she enjoys water sports and spends as much time on the lake as possible.
Brooke grew up in Western South Dakota and is a graduate of Bismarck State College. Brooke has lived in Bismarck since 2012. Prior to joining the Kramer Agency, in the summer of 2021, she worked in a local credit union for seven years. Her community involvement includes being an active member of the Bismarck-Mandan Young Professionals Network and teaching Junior Achievement in classrooms in Bismarck & Mandan. Brooke is a 2021 graduate of the Woman’s Leadership Program through the North Dakota Women’s Business Center.
In her free time, Brooke enjoys traveling to new areas, spending time with her dogs (Odin and Halsey), family and close friends.
Licensed Personal Lines Account Manager
Jo was born and raised in Sheyenne, North Dakota. She has been working in the insurance industry with Kramer Agency since 2016. Jo’s favorite thing about Bismarck/Mandan is that even though it is a big area, you can get around the town quickly. Her community involvement includes being an active member of the Mandan Rodeo Committee.
Some of Jo’s favorite things include spending time with family, friends and her cats and dogs.
McKayla was born and raised in Bismarck graduating high school from Bismarck High. After high school, she went to Bismarck State College where she obtained a degree in Applied Science. McKayla started working at Kramer Agency in 2018 and became licensed shortly after. Her favorite thing about Bismarck is the community and the people in it.
In her free time, McKayla enjoys traveling to the mountains, participating in recreational sports, board games, and spending time with family, friends, and her dachshund Winnie!
McKenzie was born and raised right here in Bismarck. McKenzie has been with the Kramer Agency since the fall of 2019. The thing she enjoys most about Bismarck is the people. McKenzie enjoys that no matter where you go in Bismarck, there’s always a friendly and familiar face!
In her free time, McKenzie enjoys spending her summers on the Missouri River with friends, traveling to new places, and spending time with her dog Presley.
Sunny grew up in Wyoming and is a graduate from Interstate Business College, where she received her Associates Degree in Applied Science - Administrative Legal Assistant. Sunny has been licensed in insurance for over 20 years and has been with the Kramer Agency since 2017. Her community involvement includes volunteering for numerous organizations across Bismarck/Mandan such as Mandan Progress Organization, animal rescues, and the Dakota Zoo.
Sunny and her husband Mark have one child, Mo, and 3 loving cats. In her free time, Sunny enjoys gardening, traveling in the great outdoors, and spending time with family and friends.