About Us
Our Policy is Serving You
At the Kramer Agency we believe that a strong community is the foundation for a happy and prosperous life. That’s why we’re proud to have served our community for over 50 years. Our goal is to provide peace of mind in the present and security in the future when you need it most.
Your partner
for life.
Let's Have a Conversation
You’re in control. We know insurance lingo is confusing and policies are intimidating. We understand if you feel powerless.
We empower you to make sound insurance decisions by listening and asking lots of good questions.
Tell us what matters to you and let us help you protect it.
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Meet Our Team

Pat Thomas
Owner, Licensed Agent
Pat is a Graduate of Mayville State University and has lived in Bismarck, ND since 1989. Pat has been licensed in the insurance industry since 1993 and originally joined Kramer Agency in 2005. Pat has a background in commercial insurance, personal insurance, bonds, life and group insurance products.
Pat enjoys relaxing by the pool with his family and golfing any chance he gets. Pat and his wife Candace have four children.
Phone: (701) 877-1340
Email: PThomas@krameragency.com

Justin Thomas
Licensed Agent
Justin grew up in Devils Lake, North Dakota where he graduated high school. He then went to college at Lake Region State College as well as North Dakota State University. Justin has over a decade of experience in the insurance industry, helping individuals and families since 2010. His focus is on building lasting relationships with clients by providing personalized service and honest guidance—whether it's for home, auto, life, or business insurance.
Outside the office, Justin is a proud husband and father to two wonderful daughters. His greatest joy comes from spending quality time with family. When he’s not working or with them, you’ll likely find him on the basketball court or golf course enjoying a friendly game.
Justin is committed to making insurance simple, understandable, and tailored to your needs.
Phone: (701) 877-1333
Email: JThomas@krameragency.com

McKayla Blewett
Licensed Agent
McKayla was born and raised in Bismarck graduating high school from Bismarck High. After high school, she went to Bismarck State College where she obtained a degree in Applied Science. McKayla started working at Kramer Agency in 2018 and became licensed shortly after. Her favorite thing about Bismarck is the community and the people in it.
McKayla and her husband Grady enjoy staying busy supporting their local football teams (Go Bison and Go Braves!), staying active in softball, kickball, or golf, traveling back to Bozeman, Montana and hanging out with their two miniature dachshunds, Winnie and Reba.
Phone: (701) 877-1338
Email: kblewett@krameragency.com

Michael Thomas
Licensed Agent
Michael Thomas is a native of Hazen, North Dakota and is a graduate of Bismarck State College. Before beginning his insurance career, he specialized in automobile sales in the Bismarck-Mandan area. Prior to joining the Kramer Agency in 2008, he was with State Farm Insurance. His community involvement also includes The Chamber Ambassador Team, graduated from Bismarck-Mandan Leadership Program 2013, Young Professionals member, and past President of the BSC Alumni Association.
Michael, his wife Brooke, and their son Jax enjoy outdoor activities such as pheasant hunting with their dog Vaya, fishing, sporting clays, golfing, and curling in the winter months.
Phone: (701) 877-1337
Email: MThomas@krameragency.com

Angela Zander
Licensed Commercial Lines Account Manager
Accountant
Angela grew up in Mandan, ND, graduating from Mandan High in 2005. Go Braves! Angela went on to college at Bismarck State College/Rasmussen focusing on Business Management/Accounting. She started with the Kramer Agency in 2014 and became licensed shortly thereafter.
She currently resides in Bismarck, ND with her husband Brendon and their 4 little girls: Meredith, Caroline, Evelyn, and Natalie. In their spare time they enjoy camping, outdoor adventures, spending time with family and friends and traveling.
Phone: (701) 877-1339
Email: azander@krameragency.com

McKenzie Thomas
Licensed Commercial Lines Account Manager
McKenzie was born and raised right here in Bismarck. McKenzie has been with the Kramer Agency since the fall of 2019. The thing she enjoys most about Bismarck is the people. McKenzie enjoys that no matter where you go in Bismarck, there’s always a friendly and familiar face!
In her free time, McKenzie enjoys spending her summers on the Missouri River or at the lake, traveling, and spending time with her Fiancé Trace, daughter Liliana, and their lab, Presley.
Phone: (701) 877-1336
Email: kenziet@krameragency.com

Shiloh Schmid
Commercial Lines Account Manager
Shiloh was born and raised in Bismarck, graduating from Century High. Shiloh then attended South Dakota State University majoring in Agriculture Communications (go Jacks!). She then moved to Fort Worth, Texas, and eventually decided there simply was no place like home, returning to Bismarck. Shiloh started with Kramer Agency in 2024 and is planning on getting licensed soon.
She currently resides in Mandan, ND with her boyfriend Reed and their son Rocker. In their spare time they enjoy being outdoors, fishing, and spending time with friends and family.
Phone: (701) 877-1342
Email: sschmid@krameragency.com

Sunny Berg
Licensed Personal Lines Account Manager
Sunny grew up in Wyoming and is a graduate from Interstate Business College, where she received her Associates Degree in Applied Science - Administrative Legal Assistant. Sunny has been licensed in insurance for over 20 years and has been with the Kramer Agency since 2017. Her community involvement includes volunteering for numerous organizations across Bismarck/Mandan such as Mandan Progress Organization, animal rescues, and the Dakota Zoo.
Sunny and her husband Mark have one child, Mo, and 3 loving cats. In her free time, Sunny enjoys gardening, traveling in the great outdoors, and spending time with family and friends.
Phone: (701) 877-1334
Email: sberg@krameragency.com

Tori Reiswig
Administrative Assistant
Personal Lines Account Manager
Tori was born in Scottsdale, Arizona, but was raised in Bismarck, North Dakota as most of her family lives here. Tori graduated for Century High School and went on to attend Colorado Christian University. She started missing home and quickly learned that her heart belongs in North Dakota and moved back! She then graduated from Mayville State University with her bachelor’s degree in Universal Studies. Tori started working at Kramer Agency in 2024 and is very excited to grow within the company!
Tori enjoys anything that involves being around friends and family! Her and her two dogs, Ellie and Sophie, love being outdoors, going on spontaneous adventures, and relaxing with a good show to watch!
Phone: (701) 877-1332
Email: treiswig@krameragency.com