4 Benefits Of Boat Insurance Policies

Kramer Agency assists the Bismarck, ND community. For over 50 years, we have helped our clients find the coverage they need to protect their assets. We work closely with our clients to help them obtain flexible policies that align with their needs. Providing strong customer service is one of our core values.

4 Benefits Of Boat Insurance Policies

Many Bismarck, ND residents enjoy spending time on their boats during mild springs and warm summers. While you spend time on the water, boat insurance will protect you. Boat insurance covers your watercraft if it’s damaged in a collision. Liability coverage protects you if your boat is responsible for causing property damage or injuring someone. Here is a look at some key benefits of boat insurance policies

Comprehensive Coverage

Comprehensive coverage protects your boat if it’s stolen or vandalized. You are also covered if your boat is damaged in unique ways. Perhaps inclement weather moves through the area and damages your boat, or an accidental fire starts. Comprehensive coverage gives you peace of mind.

Covers Your Personal Injuries

While liability coverage takes care of any injuries that your passengers may sustain on your boat, medical payments’ coverage will take care of any injuries you’ve sustained due to a collision.

Emergency Towing Coverage

Perhaps you are sailing, and suddenly your engine starts having trouble. Emergency towing coverage protects you in this situation. You will receive immediate attention so that you can stay safe while you’re out on the water.

Modified Coverage

Modified boating coverage is an asset if you plan to make any amenities to your boat. This type of coverage protects you if your boat suffers damage after installing the new accessories.

Kramer Agency Will Help You Protect Your Assets

Contact us today to learn more information about boat insurance.